VP/MD Data Science in Wilmington, DE at One Main Financial

Date Posted: 11/25/2021

Job Snapshot

Job Description

About Us
OneMain Financial is the country’s largest lending-exclusive financial company, a trusted name in lending for over 100 years. Since 2005 alone, we have looked beyond customers credit scores to lend more than $152 billion to 16.2 million people looking for simple, affordable loans. With branches across 44 states, we're proud partners of the families and communities we serve. They turn to us to help meet important financial needs, including debt consolidation, medical expenses, household bills and auto purchases. It’s all about doing the right thing – a mission that hasn’t changed for more than 100 years.

The Role
One Main financial is seeking a Vice President/Managing Director to join our Data Science team and lead development of AI driven models in various areas. This is an exciting opportunity to own the design and development of advanced machine learning models to support modeling needs which includes credit underwriting, marketing, operations and risk. 

The VP/MD of Modeling will be responsible for identifying new modeling opportunities by engaging in significant R&D in the consumer finance space. Critical characteristics and experience include a track record of overseeing development of large scale machine learning solutions that deliver significant business value, strong business acumen, breadth and depth of expertise in the machine learning eco system, the ability to develop business relationships, translate complex data and ideas into impactful and digestible stories and the ability to mentor analytical teams. 

A successful candidate will expand competencies and grow business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will also gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.


  • Interface with key business partners to understand issues and scope opportunities that can be addressed using machine learning models.

  • Research and develop new modeling techniques that will keep OneMain at the forefront of the industry. 

  • Work with non-traditional data sources such as information from other industries, tax data, deposit data, demographic data, social media and digital data to improve model performance

  • Leverage a variety of statistical and mathematical techniques and algorithms to analyze a variety of datasets to solve complex, unstructured business problems

  • Mine big scale datasets for incorporation into models and/or strategies, make optimal trade-offs between complexity and execution of models.

  • Work with wide range of open source tools to analyze and extract value from granular tradeline level granular data.

  • Work with external data providers to test value of data and develop strategies for ingestion into the modeling framework

  • Provide support as needed for execution of models and strategies through multiple systems

  • Partner with other leaders to define business priorities, align talent and resources and communicate progress to executive management

  • Effectively prioritize competing initiatives across direct reports; translate strategic priorities into individual/team initiatives and manage expectations


  • Master’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management or Computer Science); PhD preferred

  • 10+ years of model development and oversight experience in financial services

  • Expert experience designing, developing, and implementing machine learning models/algorithms

  • Applied experience in a variety of modeling techniques like bagging, boosting, deep learning, NLP and so forth

  • Outstanding communication skills with the comfort to interface with all levels of management

  • Proven experience working with teams of diverse individuals focused on several disparate projects simultaneously

  • Experience leading and inspiring a group of technical modelers to maximize their output

  • Advanced programming experience in Python or R

  • Innovative and capable of developing creative solutions to complex, data-driven problems

Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That’s why we packed our comprehensive benefits package for full- and some part-timers with: 
•    Health and wellbeing options for team members and their dependents
•    Up to 4% matching 401(k)
•    Tuition reimbursement
•    Continuing education
•    Bonus eligibility 
•    Paid time off
•    Paid volunteer time 


OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.

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